Category: Health and Welfare

I’ve lost eligibility, what are my options?

You and your eligible dependents have a separate and independent right to elect COBRA continuation coverage when your health coverage would otherwise terminate due to the happening of certain qualifying events.

For additional information contact the Trust fund at 626 279 3022.

What happens if I’m injured at work or if I am on Disability due to a medical condition, when will my benefits run out.

If a participant does not qualify for coverage due to lack of the required 280 hours in any one quarter, coverage may be extended up to a maximum of two additional quarters at the cost of the Trust Fund.

If the participant is under disability, an extension of coverage is available which will allow for up to 6 months of extended coverage, separate and apart from the extension of coverage mentioned above, of you become unable to work due to an illness or a work related disability.

For additional information on the above, you can contact the Trust Fund at 626 279 3022.

When will my eligibility terminate (Loss of Eligibility)?

Your coverage will automatically end on the earliest of the following dates:

  1. the date this Plan ends;
  2. the date you become ineligible for coverage;
  3. the date you begin active duty in the armed forces;
  4. the date you fail to make a required premium contribution; or
  5. 31 days after you have established residence outside the U.S. or Canada.

Your eligibility for benefits terminates on the final day of the forth month following the quarter in which you worked less than 280 hours. or where your employer fails to pay a required contribution on your behalf. If, for example, you last worked 280 hours in the Oct-Nov-Dec quarter, your eligibility will terminate April 30th, unless it is continued by COBRA self – payments or Extended Coverage.